Terms and Conditions

I hereby certify that all information that I supplied/ will supply in the use of zukì mobile app and/or the products supplied/to be supplied herein are true and correct based on my own knowledge and further authorize SB Finance (“SBF”) to obtain information as it may require concerning my use of this application and/or the products supplied/to be supplied herein and to subscribe to SBF’s programs and agree that it shall be retained by SBF subject to SBF's data retention policy, even after I terminate the use of zukì mobile app . Any information given by me or other persons I authorized, which is not true or accurate, will give SBF the right to unilaterally suspend or terminate my use of the zukì mobile app and/or the products I availed herein.

I hereby willingly, voluntarily, and with full knowledge of my right under the law, waive the right to confidentiality of information and authorize SBF to obtain and/or disclose, divulge and reveal any kind of information relating to my use of zukì mobile app and/or the products supplied/to be supplied herein and/or my account/s and/or transactions with Security Bank Corporation, its subsidiaries and affiliates, including events of default, for the purpose of, among others, client evaluation and profiling, credit reporting or verification and recovery of the obligation due and payable to SBF.

I guaranty that I have obtained the consent of any or all persons for all purposes necessary for my use of the zukì mobile app.

In view of the foregoing, SBF may disclose, divulge and reveal the aforementioned information to third parties, including but not limited to my employer, Security Bank Corporation and its affiliates, subsidiaries, agents or service providers, Credit Information Corporation or to any similar central monitoring entity or recipients as provided for by law and required by competent authority.

I further authorize SBF to process, transfer, share, and disclose any information relating to my credit data, telecom or mobile usage data or “telco score” (i.e. Globe Telecom, Inc., Smart Communications, Inc., and other telecommunications service provider) to credit info data providers or credit scoring service providers, for the purpose of credit verification, collection, credit review and credit scoring/analytics, and statistical and risk analysis.

Where applicable, I authorize SBF, as my Attorney-in-Fact, to conduct random verification with the Bureau of Internal Revenue (the “BIR”) in order to establish the authenticity of my Tax Statements (the “ITR”) and the accompanying financial statements/documents submitted to SBF in accordance with banking regulatory requirements.

I hold SBF free and harmless from any and all liabilities, claims and demands of whatever kind or nature in connection with or arising from the aforementioned disclosure or reporting.

I also legally bind myself to the Terms and Conditions of the SBF products I will avail using zukì mobile app and the relevant loan documents I shall execute in favor of SBF.

I fully understand that SBF has full discretion to add or remove features and/or products to and from the zukì mobile app as SBF may deem fit.

I have read SBF’s privacy notice ((https://www.sbfinance.com.ph/security-information/)) and understand that SBF recognizes my rights as data subject under the Data Privacy Act of 2012. I hereby give consent to the processing of my personal data for purposes of obtaining loans and other SBF products and all other ancillary services necessary for the maintenance of my account/s and collection of payment. Subject to remain in effect or five (5) years after account closure, I hereby give my consent for SBF to share and process my personal information and any other information relating to my account/s and /or transactions to any member of the SBC Group (Security Bank Corporation and its affiliates and subsidiaries reported as part of SBC’s conglomerate map group structure as defined under BSP Circular 749) and Bancassurance companies or their authorized Service Providers and representatives, for purposes of cross-selling products and services, profiling and credit evaluation/reference checks, audit and account balance confirmation and allow them to contact me for this purpose (i.e. by email, telephone, text, etc.) or in case of audit where my account/s is/are chosen as sample for account balance confirmation.